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Up-size, Down-size, or Re-size! Buying or Refinancing a Mortgage

You’ve heard the buzz “Mortgage rates are at historic lows!” It really is the buyer’s market, so if you’re considering a change, NOW is the perfect time. What you need to know about securing a mortgage and the best way to borrow for improvements:
Getting pre-approved will make the whole home-buying process go more smoothly and make your offer even more desirable to a seller. Our preapproval is good for 90 days.
Apply today so you’re ready for the spring home-buying market and take advantage of our limited time, FREE appraisal offer!Web-Page-Mortgage-Header
Credit Score
Getting your credit score in the best possible shape will help you get a better mortgage rate. You’re entitled to a free credit report each year. Keep in mind that not all credit issues will keep you from being pre-approved for a mortgage.
Already Living in your dream home?
Get help making informed refinancing decisions and determine what you want to accomplish. Remember, refinancing a mortgage doesn’t pay off the debt; it just restructures it, often at a lower interest rate and a different loan term than the current mortgage.
Make Improvements
Use the equity in you home to make it even dreamier! A home equity loan or line of credit is a great low-rate way to finance home repairs and improvements.
You can even use a home equity loan for other expenses like debt consolidation or college tuition.

  • Borrow up to 90% of your home’s value
  • No pre-payment penalties
  • Refinance from other institutions

From a mortgage to a home equity loan, we want to help you make the place you live the place you love. Call today! We can evaluate your situation and give you suggestions on how to re-establish and build up your credit, and start saving for a down payment.
>> Sign up for Rate Watch to keep an eye on your rate goals