Now that spring has blossomed into full-on allergy mode, the time we spend outside is even more appreciated — especially with the help of a good antihistamine. The next time you venture out, take a moment to do a walk-around inspection of the old homestead. See some room for improvements?
Contrary to what you may think, signing up for a mortgage loan doesn’t mean you’re trapped in that rate or term. If rates change or events arise that prevent you from paying as you had planned, refinancing might be an effective way to change your monthly mortgage payment. Refinancing means
In the credit union’s Personal Finance Survivor series, everyday members share details of the individual choices they’ve made that impacted their financial lives for the better. For many going through divorce, money can be a sore subject. Not only are you separating from your partner, but you also have to
From building equity to giving you a chance to settle down and plant roots, homeownership comes with potential benefits that renting simply doesn’t offer. Among them are several tax advantages worth knowing about.Here’s a quick look at how to make the most of those tax deductions. Deducting mortgage interest Unless
There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking. Other endeavors, such as swapping out single-pane windows for energy-efficient double panes, or replacing a furnace, are beyond the
You’ve heard the buzz “Mortgage rates are at historic lows!” It really is the buyer’s market, so if you’re considering a change, NOW is the perfect time. What you need to know about securing a mortgage and the best way to borrow for improvements: Pre-approval Getting pre-approved will make the whole home-buying process