What’s in a number? Credit scores are basically your financial report card. Only now your financial habits are graded from 300-850. So, what makes up that score and how does it affect you? Barbara Davis, a Credit Analyst with West Community Credit Union, tackles these questions in a recent seminar,
If you’ve been accumulating a bunch of loans with high interest rates and huge monthly payments, you may be considering consolidating your debts into a single, lower interest rate loan. This takes some of the burden off being able to afford your bills by lowering your monthly payments. >> Read
Re-Evaluate Your Budget – If one of your goals this year was to get your finances organized and start spending less frivolously, then now is the time to look back at your first month’s spending habits. Compare the numbers to what you thought you would spend and make the appropriate
