For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit
As a service to the community, we host annual shred day events to help combat identity theft and raise awareness about this growing problem. By shredding outdated and expired documents, people can better protect themselves and prevent thieves from stealing personal information from mailboxes and rummaging through trash. With the
Spring cleaning! Time to flip your mattress, dust the ceiling fans, and organize your finances. If you’re unsure where to start, here are some helpful guidelines to getting your fiscal house in order: Create a Basic Filing System Organize your important documents into easy to find folders. Sort your papers
If you’ve been accumulating a bunch of loans with high interest rates and huge monthly payments, you may be considering consolidating your debts into a single, lower interest rate loan. This takes some of the burden off being able to afford your bills by lowering your monthly payments. >> Read
Check heating filters once a month . Although there will be a minimal cost up front, this can extend the life of your heater. A dirty filter will make the system work harder, using more energy (and costing you more) in the process. Fix air leaks in doors and windows.
The best time to start thinking about the next holiday is when you return from the last one. This gives you enough time to put things in perspective and start saving up. Develop the discipline to save by opening a Holiday Savings Account! What are some of the benefits: 1.
A budget is your most powerful financial tool…you just have to know how to use it. A Gallop Poll conducted over the Summer of 2013, found that only 32% of Americans actually have a personal budget. Where do you fall in this group? With a budget to help guide your spending,
Getting out of the revolving cycle of debt may seem intimidating, but you’ve set the goal: this is the year you stop juggling your debt! According to CreditCards.com, the average American adult has $4,878 in consumer debt. Not all debt is bad, and if managed properly, can increase your credit
(Originally appeared on bankrate.com) 1. Don’t get sucked in by store credit cards Credit cards are nice to have if you can manage them wisely. They can help build your credit and are a safe piece of mind in the case of an emergency. But signing up for all of the
Do you know the difference between saving at a credit union versus bigger banks? At a credit union, your savings generate super powers in the form of pay it forward money. When you deposit money into a savings account, that money turns into a loan for a fellow member to
